13 common mistake in Money Management

Good Article
http://www.dailyfinance.com/2013/01/02/13-common-money-mistakes-to-avoid-in-2013

Out of the 13 mistakes

I think the below 10 mistakes are important :-

Carrying a credit-card balance
Being too scared to invest in stocks
Buying Mutual Fund
Buying Bond Fund
No Insurance Coverage
No Will
Having High Interest Rate Mortgage
No Retirement Fund
Shop during no sales period
Ignore Credit Rating/Scoring